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Can you afford to buy a business?

Free 6-question check · ~60 seconds · no email to see results
Honest score + next step

Educational estimate only. Your result is based on the answers you give and is not a loan pre-qualification, credit decision, or financial advice. Lenders make their own determinations.

What this quiz actually measures

"Can I afford it?" isn't one question, it's six. Buying a business with an SBA loan depends on your cash for the down payment, your credit, your runway during the transition, your willingness to sign a personal guarantee, and how much time you can give it. This quiz weighs all of them and tells you which one to work on first.

The honest truth most gurus skip: plenty of people who feel ready aren't quite, and plenty who feel unqualified are closer than they think. Either way, the fix is usually specific and doable. When you want the full path, our how-to-buy-a-business guide and free tools take it from here.

Ben Kelly, founder of Acquisition Ace
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